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WHAT DOES
FIRST STATE BANK IN TUSCOLA DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all
sharing. Federal law also requires us to tell you how we collect,
share, and protect your personal information. Please read this
notice carefully to understand what we do. |
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What? |
The
types of personal information we collect and share depend on the
product or service you have with us. This information can include:
Social
Security number Account balances
Account transactions Overdraft history
Transaction or
Loss history Payment history
en
When you are no longer our customer, we continue to share
your information as described in this notice. |
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How? |
All
financial companies need to share customers’ personal information to
run their everyday business. In the section below, we list the
reasons financial companies can share their customers’ personal
information; the reasons First State Bank in Tuscola chooses to
share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does First State Bank in Tuscola share? |
Can you limit this sharing? |
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For
our everyday business purposes –
such as to
process your transactions, maintain your account(s), respond to
court orders and legal investigations, or report to credit
bureaus
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Yes |
No |
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For our marketing
purposes – to offer our products and services to you |
Yes |
No
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For joint marketing with other
financial companies |
No |
We don’t share. |
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For our affiliates’ everyday business
purposes -
information about your transactions and experiences |
No
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We don’t share. |
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For our affiliates’ everyday business
purposes -
information about your creditworthiness |
No |
We don’t share. |
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For nonaffiliates to
market to you
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No |
We don’t share. |
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Questions? |
Call 325-554-9000 |
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What We Do |
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How does First State Bank in Tuscola protect
my personal information? |
To protect your personal information from
unauthorized access and use, we use security measures that comply
with federal law. These measures include computer safeguards and
secured files and buildings.
We also maintain other physical, electronic,
and procedural safeguards to protect this information, and we limit
access to information to those employees for whom access is
appropriate. |
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How does First State Bank in Tuscola collect
my personal information? |
We collect your personal information, for
example, when you
Open an account
Make a wire transfer
Apply for a loan
Show your government-issued ID
Make deposits or withdrawals from your
account
We also collect your personal information from
others, such as credit bureaus, affiliates, or other companies. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
Sharing for affiliates’ everyday business
purposes – information about
your creditworthiness
Affiliates from using your information to
market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give
you additional rights to limit sharing.
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Definitions
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Affiliates |
Companies related by common ownership or
control. They can be financial and non-financial companies.
*First State Bank in Tuscola has no
affiliates. |
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Nonaffiliates |
Companies not related by common ownership or
control. They can be financial and non-financial companies.
*First State Bank in Tuscola does not share
with nonaffiliates so they can market to you. |
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Joint Marketing |
A formal agreement between nonaffiliated
financial companies that together market financial products or
services to you.
*First State Bank in Tuscola does not
jointly market. |
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Web Site Information
Visitors to our bank website remain anonymous. We do
not collect identifying information about visitors to our site. We may use
standard software to collect non-identifying information about our visitors,
such as:
Date and time our site was
accessed
IP Address (a numeric address
given to a server connected to the Internet)
Web browser used
City, State, and Country
The bank uses this information
to create summary statistics and to determine the level of interest in
information available on our site.
Visitors may elect to provide
us with personal information. This information is used internally, as
appropriate, to handle the sender's request. It is not disseminated or sold
to other organizations.
For more information or
questions regarding this policy, contact:
First State Bank in Tuscola
P.O.Box 98
Tuscola, TX 79562
(325) 554-9000
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FIRST STATE BANK IN TUSCOLA is
chartered under the laws of the State of Texas and by state law is subject
to regulatory oversight by the Texas Department of Banking. Any consumer
wishing to file a complaint against FIRST STATE BANK IN TUSCOLA should
contact the Texas Department of Banking through one of the means indicated
below:
In person or by U.S. Mail: E-mail:
2601 North Lamar Blvd.
Suite 300
Austin, Texas 78705-4294
Telephone # (877) 276-5554
Fax # (512) 475-1313
consumercomplaints@banking.state.tx.us
www.banking.state.tx.us
FIRST STATE BANK IN TUSCOLA 441 GRAHAM TUSCOLA, TEXAS 79562
(325) 554-9000
MEMBER FDIC
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