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INTEREST RATES
Rates are subject to change without notice. On Certificates of Deposit and IRAs, a penalty may be imposed for early withdrawal which could reduce the annual percentage yield, and fees could reduce earnings on an account. Please call (325) 554-9000 for more information about fees and terms.
Interest Rates and APY as of Jan. 12, 2012:
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| Account Type : |
Interest Rate |
Annual Percentage Yield |
| Savings |
0.100% |
0.100% |
| Money Market Investment Account |
0.200% |
0.200% |
| Super Now |
0.100% |
0.100% |
| |
| Certificate of Deposit: |
| 32 thru 180 days |
0.200% |
0.200% |
| 181 thru 364 days |
0.300% |
0.300% |
| 1 year |
0.450% |
0.451% |
| 2 years |
0.500% |
*0.501% |
| 3 years |
0.600% |
*0.602% |
| 4 years |
0.700% |
*0.702% |
| 5 years |
0.750% |
*0.753% |
| |
| Individual Retirement Account |
| 1 year |
0.450% |
0.451% |
| 2 years |
0.500% |
*0.501% |
| 3 years |
0.600% |
*0.602% |
| 4 years |
0.700% |
*0.702% |
*Interest will be paid at least annually by check or by deposit to another account.
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NOTICE: NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
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