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Rev. 01/2011   Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances Transaction or Loss history Account transactions Overdraft history Payment history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Bank in Tuscola chooses to share; and whether you can limit this sharing.   Reasons we can share your personal information Does First State Bank in Tuscola Bank share? Can you limit this sharing? For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No For our marketing purposes: to offer our products and services to you. Yes No For joint marketing with other financial companies No We don't share For our affiliates' everyday business purposes: information about your transactions and experiences. No We don't share For our affiliates' everyday business purposes: information about your creditworthiness. No We don't share For non-affiliates to market you No We don't share Questions? Call 325-554-9000   WHAT WE DO   How does First State Bank in Tuscola Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate. How does First State Bank in Tuscola Bank collect my personal information? We collect your personal information, for example, when you: Open an account Apply for a loan Make deposits or withdrawals from your account Make a wire transfer Show your government issued ID We also collect your personal information from others, such as credit bureaus, affiliates' , or other companies. Why can't I limit all sharing? Federal law gives you the right to limit only: Sharing for affiliates' ' everyday business purposes—information about your creditworthiness Affiliates' from using your information to market to you Sharing for non-affiliates' to market to you State laws and individual companies may give you additional rights to limit sharing.   DEFINITIONS   Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. First State Bank in Tuscola Bank has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. First State Bank in Tuscola Bank does not share with non-affiliates so they can market to you. Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First State Bank in Tuscola Bank doesn't jointly market.   Website Information   Visitors to our bank website remain anonymous.  We do not collect identifying information about visitors to our site.  We may use standard software to collect non-identifying information about our visitors, such as: Date and time our site was accessed IP Address (a numeric address given to a server connected to the Internet) Web browser used City, State, and Country The bank uses this information to create summary statistics and to determine the level of interest in information available one our site. Visitors may elect to provide us with personal information. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations. For more information or questions regarding this policy, contact: First State Bank in Tuscola P.O. Box 98 Tuscola, TX 79562 (325)554-9000   HOW TO FILE A COMPLAINT   First State Bank in Tuscola Bank is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against First State Bank in Tuscola Bank should contact the Texas Department of Banking through one of the means indicated below: In Person or U.S. Mail Texas Department of Banking, 2601 North Lamar Boulevard Suite 300, Austin, TX 78705-4294 Telephone Number TOLL FREE 1-877-276-5554 Fax Number 1-512-475-1313 Email Address consumer.complaints@dob.texas.gov Web Address www.dob.texas.gov